Guides and guidelines

• De risking- guide
• Leaflet on capital inflows and outflows from the country
• Leaflet on capital movements within the country
• Communication on high-risk jurisdictions in ML and TF included on the FATF and EU lists – June 2026
• Guidance on correspondent banking relations
• Guide on geographical risk
• Guide for jewellers
• Best practices in NPO
• Multilateral agreement on the exchange of information between the ECB and AML CFT competent authorities
• Sound management of risks related to money laundering and financing of terrorism: revisions to correspondent banking annex (Basel Committee on Banking Supervision)
• Guide to the Registration of Trust and Company Service Providers
• Prominent public functions at national level, at the level of International Organisations and at the level of the European Union Institutions and Bodies which determine eligibility as a PEP for the purposes of the provisions of Article 14 of Law 10/2010 of 28 April in the field of Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT)
• List of domestic posts that qualify as PEP for the purposes of the provisions of Article 14 of Law 10/2010 of 28 April, Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT)

European Commission list of high-risk third countries with strategic deficiencies in their anti-money laundering and Terrorist Financing regimes:

• Commission Delegated Regulation (EU) 2016/1675 of 14 July 2016 supplementing Directive (EU) 2015/849 of the European Parliament and of the Council by identifying high-risk third countries with strategic deficiencies (Current consolidated version)
• Implementing and delegated acts - AMLD IV
• Commission Delegated Regulation (EU) 2019/758 of 31 January 2019 supplementing Directive (EU) 2015/849 of the European Parliament and of the Council with regard to regulatory technical standards for the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries (consolidated version)

Guidelines from the European Supervisory Authorities

• Guidelines on the characteristics of a risk‐based approach to anti money laundering and terrorist financing supervision, and the steps to be taken when conducting supervision on a risk‐sensitive basis under Article 48(10) of Directive (EU) 2015/849 (amending the Joint Guidelines ESAs 2016 72)
• Joint Guidelines under Articles 17 and 18(4) of Directive (EU) 2015/849 on simplified and enhanced customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions
• Joint Guidelines under Article 25 of Regulation (EU) 2015/847 on the measures payment service providers should take to detect missing or incomplete information on the payer or the payee, and the procedures they should put in place to manage a transfer of funds lacking the required information

FATF guidelines and documents

Guidance for professionals on a risk-based approach:

• Targeted Update Implementation FATF Standards Virtual Assets VASPs
• Guidance for a Risk-Based Approach Guidance for Legal Professionals
• Guidance for a Risk-Based Approach for the Accounting Profession
• Guidance for a Risk-Based Approach for Trust and Company Service Providers
• Updated Guidance for a Risk-Based Approach for Virtual Assets and Virtual Asset Service Providers